I am a lecturer and the Director of Institute for Policy Development; a public policy think tank based at Gadjah Mada University. I am completed my undergraduate degree at Gadjah Mada University. I hold a master’s and doctoral degree at the University of Manchester, United Kingdom. Both of my master’s and doctoral theses were about financial development and financial literacy. My professional expertise varies in financial development, community empowerment, poverty, digital economy, small medium enterprises and economic inequality. In addition to academic activities, I have carried out community empowerment activities in various remote areas in Indonesia.